Compare America's leading insurance carriers side-by-side across overall rating, AM Best financial stability, starting pricing, coverage options, and key discounts.
| Company | YubScore™ | Starting Premium | AM Best Financials | Categories Covered | Best For | Action |
|---|---|---|---|---|---|---|
|
Geico
Best Overall Rates
|
9.6 / 10
★ 4.8
|
$78/mo | A++ (Superior / AM Best) |
auto
home
renters
|
Budget-conscious drivers looking for lowest average premiums and 24/7 digital service | View Rates ➔ |
|
Progressive
Best for Bundling & Telematics
|
9.5 / 10
★ 4.7
|
$84/mo | A+ (Superior / AM Best) |
auto
home
renters
pet
|
Multi-policy households and safe drivers who utilize telematics | View Rates ➔ |
|
State Farm
Best In-Person Agents
|
9.7 / 10
★ 4.9
|
$82/mo | A++ (Superior / AM Best) |
auto
home
renters
life
|
Filers who want personalized advice from 19,000+ local neighborhood agents | View Rates ➔ |
|
Lemonade
Best for Renters & AI Speed
|
9.4 / 10
★ 4.9
|
$5/mo (Renters) | $15/mo (Pet) | Financial Stability Rating A-Exceptional |
renters
home
pet
life
auto
|
Tech-savvy renters, apartment dwellers, and pet owners wanting instant zero-paperwork coverage | View Rates ➔ |
|
Liberty Mutual
Most Customizable Policies
|
9.2 / 10
★ 4.6
|
$89/mo | A (Excellent / AM Best) |
auto
home
renters
pet
|
Drivers wanting specialized vehicle endorsements (New Car Replacement, Better Car Replacement) | View Rates ➔ |
|
Allstate
Best Rewards & Cash Back
|
9.3 / 10
★ 4.6
|
$92/mo | A+ (Superior / AM Best) |
auto
home
renters
life
|
Drivers who value Safe Driving Bonus Checks and vanishing deductibles | View Rates ➔ |
|
Nationwide
Best Deductible Perks
|
9.4 / 10
★ 4.7
|
$85/mo | A+ (Superior / AM Best) |
auto
home
life
pet
|
Homeowners looking for comprehensive multi-policy coverage and vanishing deductibles | View Rates ➔ |
