💡 2026 Insurance Index: Policyholders save an average of $620/yr by comparing 3+ rate quotes.

Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing or using InsuranceYub (insuranceyub.com), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

2. Informational Purpose Only

InsuranceYub is an informational comparison resource and not an insurance company, insurance agency, or licensed underwriter. All rates, estimates, savings calculations, and policy terms presented on the site are illustrative estimates based on standardized risk profiles and public carrier data. Actual policy rates, underwriting approval, coverage limits, and deductible requirements are determined solely by the issuing insurance company upon formal application.

3. Limitation of Liability

InsuranceYub and its operators shall not be held liable for any damages or losses arising from the use of our estimation calculators or reliance upon information provided on this site.